Investment Options (General Math)

Situation:   You are a financial adviser. You are asked by one of your clients to help him invest his P100,000. You are required to present and discuss at least 4 investment options for him to choose from. The options to be presented should be available within the vicinity of Baguio City.

Option #1
In PNB (Philippines National Bank), If we invest P100000, the inrest rate is 3.875 and it is quarterly. The time for investing is 6 years. This is the the outcome of are investing.
P: P100000
r: 3.875%= 0.03875
t: 6 years
n: quarterly = 4


A= 100000(1+0.03875/4)^4(6)
A= 100000(1+0.0096875)^24
A= 100000(1.0096875)^24
A= 100000(1.260339399)
A= 126,033.9399

http://www.pnb.com.ph



Option#2

The BPI CATHOLIC VALUES GLOBAL EQUITY FEEDER FUND is a Philippine Peso denominated equity feeder Unit Investment Trust Fund established under the authority of the Bangko Sentral ng Pilipinas (“BSP”). The following is a summary of the Fund’s Plan Rules and Regulations (“Plan Rules”) and the terms and conditions governing the investments in the Fund:
1 Trustee
BPI Asset Management and Trust Corporation (BPI AMTC)
2 Fund Features
Name of the Fund: BPI Catholic Values Global Equity Feeder Fund Fund
Classification: Equity Feeder Fund
Target Fund: CBIS World Equity Fund
Base Currency: Philippine Peso
 Launch Date:           May 22, 2017
Minimum Investment Amount:       PHP 100,000
Minimum Transaction Amount:       PHP   50,000
Benchmark:           MSCI All Country World Index (PhP)
 Investor Type:           Aggressive  
Trust Fee           0.50% p.a.
Dealing             Daily up to 2:00PM  
Custodian Bank           HSBC, BNY
External Auditor           Isla Lipana & Co.


Target Fund Specifications
Investment Objective: The Target Fund seeks to achieve capital appreciation and outperform its primary benchmark index, the MSCI All Country World Index, by combining a number of different yet complementary investment approaches employed by the Sub-Investment Managers to invest in equity securities of medium to large capitalization issuers on a worldwide basis while minimizing downside risk by focusing on companies that exhibit a high internal rate of return and avoiding speculative investment.
Fund Classification: UCITS
Benchmark: MSCI All Country World Index
Domicile: Dublin, Ireland
Investment Manager: Christian Brothers Investment Services, Inc.
Custodian: BNY Mellon Trust Company (Ireland), Limited
Administrator: BNY Mellon Fund Services (Ireland), Limited
Transfer Agent: BNY Mellon Fund Services (Ireland), Limited
 Inception Date: February 2015
Country of Registration: Ireland
Share Class and ISIN: Class A (USD) (ISIN: IE00BKRTPD74)  




P: P100,000
r: 0.50%
t: 5 years

A=P(1+r)^t
A=100000(1+0.0050)^5
A=100000(1.0050)^5
A=100000(1.025251253)
A=102,525.1253


https://www.bpiexpressonline.com/p/1/672/bpi-investment-funds






Option#3
Security Bank


Issuer: SEC-Registered Philippine Corporations  
Tenor: 5-15 years  
Redemption Price: At par (or 100% of face value)  
Interest Rate: Prevailing Market Rate
(Subject to 20% final withholding tax
except for tax-exempt institutions)  
Interest Payment: Quarterly or Semi-Annually  
Minimum Investment: Php 50,000  

Quarterly
P: P100,000    
r: 20%=0.2
t: 5 years
n: 4 years

A=P(1+r/n)^nt
   =100000(1+(.2/4))^((4)(5))
   =100000(1+0.05)^20
   =100000(1.05)^20
   =100000(2.78596259)
A=278,596.259

Semi-annualy
P: P100,000
r: 20%
t: 5 years
n: 0.5 years

A=100000(1+(.2/0.5))^((0.5)(5))
   =100000(1+0.4)^2.5
   =100000(1.4)^2.5
   =100000(2.319103275)
A=231,910.3275

https://www.securitybank.com/personal/investments/fixed-income-securities/peso-corporate-bonds

5 Problems relating in Conic Sections(Pre-calculus)

1. A two-lane highway goes through a semicircular tunnel that is 14 feet high at the top. If each lane is 12 feet wide, how high is the tunnel at the edge of each lane?

2. An arch for a bridge over a highway is in the form of a half ellipse. The top of the arch is 20 feet above the ground level. The highway has four lanes, each 12 feet wide; a center safety strip 8 feet wide; and two side strips, each 4 feet wide. What should the span of the bridge be if the height 28 feet from the center is to be 13 feet?

3. The outer door of an airplane hangar is in the shape of an ellipse. The door is 120 feet across and 90 feet high. Find an equation describing the door’s shape. If you are 6 feet tall, how far must you stand from the edge of the door to keep from hitting your head?

4. An engineer designs a satellite dish with a parabolic cross section. The dish is 15 feet at the opening and the depth is 4 feet. Find the position if the light source (the focus). How far is it from the deepest part of the dish

5. A search light is shaped like a parabolic revolution. If the light source is located 2 feet from the base along the axis symmetry and the depth of searchlight is 4 feet, what should the width of the opening be?

A propos de moi (About me)

 

  I was born with the name Justine Faye Pulicay. I don't know why my parents named me Justine, because I never really asked.

     When I was in the third grade, it was my teacher who first called me 'JF' ; the reason is because there were two Justines. Me, Justine Faye and the other Justine Marie or JM. I've preferred  it since then.

     I'm an eleventh Grader, I took up the strand Science, Technology, Engineering, and Mathematics (STEM). This strand is hard, it's difficult for me. Specifically the Mathematics. I chose this because I plan on taking Medical Technology in college as my pre-med before going to med school. I really want to be a doctor. They ask me in what are of specialty; I don't know yet, maybe a surgeon or a cardiologist.

     I read a lot, I like to read books specifically, novels. And also Watching television series, not the local dramas you see in ABS-CBN or GMA but the series produced by the CW, HBO, NBC, ABC and many more.

     I like writing, writing is life. I don't even understand people who don't write. I'm not a writer but, i have this habit of writing wherein I write everything; I write my prayers, my plans, my goals, etc. And I have this weird writing mentality wherein my writing should 'nt be simple. That it should improve more than it is. Because I believe that when people read what I write or what I wrote, even if it's an essay or a conclusion in an experiment, that if my writing is good, really good( well, apart from the facts that I wrote. ) They'd be impressed.

     I have a brother who is 10 years younger than me. Being the only child for for 10 years was okay, but when my brother came, I was grateful. Because my parents had something to focus on other than me; because I didn't want to be the focus of their attention. I don't want that, it's better that they fosuc their attention other than me.

     My favorite word is 'petrichor'; petrichor is the scent produced by the earth when it rains, when the rain falls on dry soil. Plus, the word sounds good. Petrichor is my favorite word because it makes me think of rain, and when it rains I enjoy it so much. Also maybe because I partly believe that when it rains; the dirt, the impurities, the bad that is present in the world will be washed away.

   

Liham Nag-uulat (Filipino 1)

Ika 15 ng Setyembre 2017
FD 170 Pines Park, La Trinidad, Benguet



Gng. Myrna C. Esperanzate
Punong Guro
Baguio Seventh-Day Adventist School
#46 Bokawkan Road, Baguio City, 2600 Benguet



Magandang umaga po Ginang,
          Noong po ika 13 ng Setyembre ay ako po ay sumali sa National Super Quiz Bee; at ako po ay nakakuha ng unang gantimpala. Ang premyo po na aking na tanggap ng 32 na dami ng Time Life Illustrated Encyclopedia of Science & Nature at Multi - media computer notebook mula sa Intel para sa ating paaralan.

          Ako po ay nag papasalamat sa mga aral na iinigay ninyo, kung wala po ang mga iyon ay hindi po siguro ako makakakuha nga unang gantimpala.

Nag-uulat,


Justine Faye B. Pulicay
       

         

John the Beloved (Bible)

John the Beloved

When John and his brother came to Jesus, they received the nickname "Sons of thunder"

I. Character defect:

a) Proud d) Impetuous
b) Self-assertive
c) Ambitious for honor

d) Impetuous

e) He often harbors the desire for revenge 

f) Resentful under injuries

II. Good Character:
a) Ardent
b) Sincere
c) Loving Heart

• Jesus- the son of righteousness 
• 3 Division of Jesus' Life:

             1. Years of obscurity
             2. Years of popularity
             3. Years of rejection

Neo-Realism and Abstraction (Contemporary arts II)

NEO-REALISM
-Reflects the identity as Filipinos were rising from the ashes of war.
- Art that exposed “true social conditions” of the period.
- Established canon to the abstract, expressionist, symbolist and other modes of creative expression characteristic of the art of the modern world.

-Artist writer E. Aguilar Cruz observed a group of artists who exeplified a new kind of modernism emerged and named this movement Neo-Realism.
- “Thirteen Modern” appeared to effect the desired seachange, but somehow they did not have die necessary collective anima.

THIRTEEN MODERN
A. Triumvate - progressive art circles of the pre-war period.
- Victorio Edades
- Carlos Francisco
- Galo Ocampo

B. Six artists whose names are closely associated with the early years of the Philippine Art Gallery (PAG) in Ernita Manila:
- Romeo Tabuena - Victor Oteyza,
- Cesar Legaspi - Ramon Estella
- Vicente Manansala - Hernando Ocampo

ABSTRACTION
-Consists of simplified forms, which avoided mimetic representation.
- Refered to as non-representational or non-objective art as it emphasized the relationships of line, color, and space or the flatness of the canvas rather than an illusion of three-dimensionality.

Abstract Painters in the Philippines:
 -Constancio Bernardo
- Lee Aguinaldo
- Jose Joya
- Fernando Zobel
- Arturo Luz
- Nena Saguil

Principles and Elements of Art (CA)

Principles of Art

1. Balance- The equal distribution of visual weight.
2. Alignment- Arrangement forming a straight line.
3. Emphasis- An accentuation of importance.
4. Proportion- A scaling of object in relation to each other.
5. Movement- A directed path of optical motion
6. Pattern- An orderly repetition of an object.
7. Contrast- To compare two things to show how they are different.
8. Unity- Harmonious arrangement of elements.





Elements of Art

1. Line- An element of art defined by a point moving in space. Line may be two-or three-dimensional, descriptive, implied, or abstract.
2. Shape- An element of art that is two-dimensional, flat, or limited to height and width.
3. Form- An element of art that is three-dimensional and encloses volume; includes height, width AND depth (as in a cube, a sphere, a pyramid, or a cylinder). Form may also be free flowing.
4.Value- The lightness or darkness of tones or colors. White is the lightest value; black is the darkest. The value halfway between these extremes is called middle gray.
5. Space- An element of art by which positive and negative areas are defined or a sense of depth achieved in a work of art.
6. Color- An element of art made up of three properties: hue, value, and intensity.
• Hue: name of color
• Value: hue’s lightness and darkness (a color’s value changes when white or black is added)
• Intensity: quality of brightness and purity (high intensity= color is strong and bright; low intensity= color is faint and dull)
7. Texture- An element of art that refers to the way things feel, or look as if they might feel if touched.